What is Eyelash Extension Insurance?
Eyelash extension insurance is a type of business liability insurance specifically designed for beauty professionals who provide eyelash extension services. It covers any claims made against you or your business if something goes wrong during the course of providing lash extensions. This type of policy can be used to protect you from professional negligence, property damage, product liability, and other risks associated with running an eyelash business.
The policy will also cover any legal costs incurred in defending yourself against a claim should one arise. This coverage can be particularly important if you are sued by a client or a third party for damages resulting from your services as an eyelash technician. It is important to note that most policies only cover claims made after the date of purchase, so make sure to buy your policy before offering any lash services. To qualify for eyelash extension insurance, your insurance company will ask you for proof of your diploma from a lash school.
What does Eyelash Extension Technician Insurance Cover?
Most policies offer two types of coverage: public liability insurance and product liability insurance.
Public Liability Insurance
It covers any claims arising from injury or property damage caused by your work as an eyelash technician – this could include anything from burns caused by adhesive to allergic reactions experienced by clients due to products used during treatment.
Product Liability Insurance
It covers any injuries or illnesses sustained due to defective products provided by you (such as lashes) which could result in costly medical bills or lawsuits being brought against you or your business.
It’s worth noting that some policies may also offer additional coverage such as professional indemnity (which covers losses related to advice given), property damage (for example, if equipment is damaged during treatment), and general liability (which covers non-professional negligence). It’s always best practice to read through the terms and conditions carefully before purchasing any kind of policy so that you know exactly what kind of protection you are getting for your money.
Do I need Insurance as a Lash Tech?
When you start your eyelash extensions business, insurance isn’t the first thing on your mind, but it’s an important legal consideration. Yes, it is highly recommended that all lash technicians have some form of insurance in place to protect themselves financially should something go wrong while providing their services. Professional indemnity and public/product liability are both essential components that should be included in any comprehensive policy. However, additional coverage may also be necessary depending on where you operate (for example, property damage might be needed if working out of a salon). By doing eyelash extensions, you can make a lot of money quite quickly, and it would be a shame if your whole business collapsed with a lack of insurance, so make sure you’re properly insured.
It’s also important to remember that most insurers require proof of qualifications/training before issuing coverage. Therefore, make sure all relevant documents are up-to-date before applying for a quote online or contacting potential providers directly.
How much does Eyelash Extension Technician Insurance Cost?
The cost of eyelash extension technician insurance will vary depending on the type of coverage you choose, the amount of cover you need, and the level of risk associated with your business. Generally speaking, policies start from around £100 per year for basic public/product liability cover. However, additional coverage such as professional indemnity or property damage can significantly increase this figure.
It’s also worth noting that some insurers may offer discounts for larger purchases (e.g., salon insurance packages) or loyalty rewards (for example, if you renew your policy each year). It’s always best to shop around and compare quotes from different providers to get the most comprehensive coverage at the lowest possible price. Note that you’ll also need to contact your insurance company if you want to launch your own eyelash extensions line, in order to adjust your contract.
